In Florida, the key to unlocking full compensation in a car accident case often comes down to one phrase: permanent injury.
Understanding the “Permanent Injury Threshold”
Florida’s No-Fault law limits pain and suffering recovery unless the victim has sustained a permanent injury. Under Florida Statute §627.737, you must prove one of the following to recover non-economic damages:
- Significant and permanent loss of a bodily function
- Permanent injury within a reasonable degree of medical probability
- Significant and permanent scarring or disfigurement
- Death
Without meeting this threshold, you can only receive PIP benefits — medical bills, wage loss, and replacement services.
Proving a Permanent Injury
Permanent injuries are typically proven through medical testimony and diagnostic evidence, such as:
- MRI or CT scans showing structural damage
- Ongoing symptoms beyond expected healing
- Specialist evaluations confirming long-term limitations
Common examples include spinal disc herniations, traumatic brain injuries, or nerve damage that causes chronic pain.
Why Permanency Matters for Damages
Once permanency is proven, your attorney can pursue damages for:
- Pain and suffering
- Mental anguish
- Emotional distress
- Loss of enjoyment of life
These damages often represent the largest portion of an accident claim.
Building the Case
At The Watson Firm, we work closely with medical experts, vocational specialists, and life-care planners to document and explain the long-term effects of your injuries. We don’t just show that you were hurt — we show how your life has changed and why it matters.
If you’ve been told your injuries are “minor” or “temporary,” don’t accept that answer without speaking to an attorney. You may have a permanent injury — and a right to far greater compensation.
Contact The Watson Firm today at (850) 607-2929 or fill out our online form to schedule a consultation!